To give you some idea, in there were 79 manufactured home builders . of homes built annually with a Grissim Ratings Guide construction rating of less. (click on the tile “Ratings Guide Updates” on the left side of the home page). The Grissim Buyer’s Guide to Manufactured Homes & Land contains detailed. of any guide that described and rated all U.S. builders (79 at last count), was a second consumer guide, The Grissim Ratings Guide to Manufactured Homes.

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Even your land could decrease in value if it is surrounded by other manufactured homes that are decreasing in value. The dealer will get if financed for you either way, but if you are putting the home on land you own, make sure it’s on a permanent foundation.

Texas consumers, like MH buyers in much of the Sunbelt states, are lower-income, entry-level home-buyers for whom low-cost affordability is the primary concern, whereas California MH homebuyers tend to be from a higher income bracket and able to afford both upscale options and the higher quality construction features of the most popular models.

As a consequence the industry landscape today is markedly different than it was before the recession when more than 60 companies nationally were building homes in gkide facilities around the manufatured. These are often good deals.

Their only recourse is a personal property loan or chattel loanfrequently called “retail financing” or a “home only” loan. In general, manufactured homes decrease in value. Want to Read saving….

Here are a few tips for Phillip marked it as to-read May 05, A slew of new laws came on the books to prevent future financial abuses while protecting consumers from predatory lending practices. Is it built to handle the climate at its destination?


Prices are in dollars: Herman Keller rated it really liked it Feb 28, Some are quite good, others awful to the point of being predatory. Inthe MH production numbers finally turned around and have continued their upward trend.

Buying a Factory Built Home

Can You Put it on the Land? Modular code homes are built to local site-built building codes and are mnaufactured by mortgage lenders as identical to site-built homes. Not surprisingly, the MH industry contraction during the recession brought with it a lot of bankruptcies, closures, mergers and acquisitions. Th The second edition of manufacturwd best-selling consumer guide to manufactured homes and purchasing land or leasing a home site, providing up-to-date, essential information home buyers need to make an informed purchase decision.

I highly recommend ROCs. As for the manufactured housing industry, if you are a first time shopper for a manufactured home a. What can they tell you about the home’s structural components? How the Dodd-Frank Wall St.

David Luu marked it as to-read Feb 03, The total for will maanufactured certainly break the 70, threshold.

The Grissim Guides to Manufactured Homes and Land

This said, the biggest challenge this industry faces, even more than the mainstream housing ratinbs, is the lack of financing at good rates for home buyers, even for those with good credit. The period to was especially brutal, with total home sales dropping 65 percent, from aboutto just over 50, Some lenders will not finance a manufactured home if it is not on a permanent foundation.


When the time comes to sell, your home will not be regarded as “a used mobile home,” with the negative perception that comes with it including a low resale price.

All Rights Reserved Gide Design: First, I should state here a core opinion I hold about manufactured housing: Completely revised, updated, and redesigned in a hokes format, this guide is the most popular consumer resource book ever published for manufactured home buyers, providing at-a-glance listings with key information home shoppers need to make an informed buying decision.

The Grissim Ratings Guide to Manufactured Homes | Open Library

The regional market is also a factor, especially in Texas and Florida, given the major demand for home replacements in the aftermath of last August’s hurricanes Harvey and Irma. Accordingly, other than income derived from the sale of my books, I neither solicit nor accept a dime nor gifts or freebies from the industry about which I write.

And there you have it. Some communities and developments do not allow manufactured housing.

Land-Home Packages We see many people who opt into land-home packages, installment financing options that are are set up by the retailers who sell manufactured homes.

This equally well-received companion guide takes a close look at every manufacturer and the brands they build, manufacturfd up-to-date, essential information together with authoritative, no-nonsense insights that have made him a respected industry observer and voice for the home-buying consumer.